Tagged: Whole Life

Life Insurance Terms and conditions 0

The Most Common Life Insurance Terms and Calculations

If you decide to get life insurance, you will need to understand the most common life insurance terms and calculations. Certain events can lead to the voiding of the contract and insurance policy can be proclaimed null and void if the insured person commits suicide within the certain time period – one or two years after...

Why is it important to have life insurance? 0

Why is it important to have life insurance?

There are a lot of people that don't understand the importance of having life insurance. Even though you may believe that the terms of life insurance are not good for you and you tend to put off dealing with this, it is important to know that the market has lead to numerous changes and you can...

Life Insurance rate increases 0

Rates are going up September 23rd!

If you are thinking about getting life insurance you should know that Manulife announced a major rates increase (of up to 50% on certain policies) for permanent level cost (universal) life insurance effective Sept 23rd, just weeks from now.  Other carriers will surely follow. Considering the tax law changes now under review by the government, permanent life...

Buying Life Insurance 0

Buying Affordable Life Insurance in Ottawa!

So, you’ve decided to purchase life insurance. Well then, you have made a good decision! If you have dependents, you know that you must provide for them long after you are gone. Buying life insurance shouldn’t be a budget buster either. Take a look at the following options which can help you save big time! Shop...

advantages of whole life insurance 0

What are the Advantages of Whole Life Insurance

To begin with, you need to understand that life insurance falls into two very broad categories: Whole Life Insurance and term. The basic difference between them is this: A term policy is life coverage only. In a whole life policy, as long as you continue to pay the premiums, the policy does not expire for a...

Financial Planning in Canada 0

How much should I pay for life insurance?

  One of the big questions you ask yourself when getting quotes is- how much should I pay for life insurance?  But it is something that you need, because you never know when you will die. The sooner you get life insurance the better it is for you and your family. Save them the pain of...

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