Category: Featured

Life Insurance articles and information for Canadians.


Andrew W Bradley is a Finalist for the 2018 IBAwards

Ottawa,ON — September 19th, 2019 – Andrew W Bradley announced today that he has been selected as a Finalist for 2018 LIFE & HEALTH ADVISOR OF THE YEAR in the 3rd annual Insurance Business Awards, the leading independent awards for the insurance sector in Canada and top representation of outstanding service, performance, innovation and principle in the business. This is the 3rd year...

What is Life Insurance Age Nearest 0

What is “Age Nearest” and Why is it Used?

Like many things in life, timing is everything. And this applies with life insurance too. Did you know life insurance companies use the age nearest method to determine your issue age? The issue age is the age the policy premiums are based upon. Generally speaking, the younger the issue age, the lower the premiums. Why Does Age Nearest Matter? Age...

Confused about what kind of life insurance to get? 0

What is the best type of Life Insurance?

When it comes to life insurance we have two primary types of policy to choose from – term life insurance or permanent life insurance. Many Canadians find it hard to come to a decision about which type of policy to take out but the decision you have to make really isn’t that complex and both will offer good levels of...

How do Annuities Work 0

How Do Annuities Work In Canada?

An annuity is a contract with a life insurance company. You deposit a lump sum of money, and they agree to pay you a guaranteed income for a set period of time — or for the rest of your life. Annuities are most commonly used to generate retirement income. Annuity Basics You can buy an annuity with money from a RRSP,...

2018 Consumer Choice Award Winner Ottawa 0

2018 Ottawa Consumer Choice Award Winner!

We’re happy to announce that has been selected the 2018 Consumer Choice Award winner in the category of Life Insurance Broker for Ottawa and Eastern Ontario. Consumer Choice Award was established in 1987 with the sole purpose of recognizing business excellence in small and medium sized businesses. Today, we are the only organization in Canada to conduct statistically accurate...

Seniors greatest financial fears are running out of money 0

One quarter of Canadian seniors fear they will run out of money

The survey says 25 per cent of seniors fear they will run out of money before they die and the same percentage worry they won’t be able to pay for long-term care. Others fear not being able to pay off their debt; not having enough money to retire; having to sell their house, or needing to depend on their children...

3 Top Life Insurance Myths 1

3 Top Life Insurance Myths Still Believed In 2018

In 2018 with all the information available to us at our fingertips - there are still myths and , misunderstanding surrounding life insurance. Life insurance is simple, right? You buy a policy to protect your family, you die, your family gets some money. Simple. Direct. Easy. Not so fast. Life insurance is much more complicated than that. This article describes...

Canada Pension Plan 0

The Canada Pension Plan is a worse deal than its investment managers let on

Misperceptions plague the public’s view of our national pension plan

Boomers Need to Address Long-Term Care Needs 0

Boomers Need to Address Long-Term Care Needs

A new study by the American Council of Life Insurers (ACLI) shows that baby boomers need to pay attention to the very real possibility they may need long-term care. The reason: escalating long-term care costs. "Long-Term Care Insurance or Medicaid: Who Will Pay for Baby Boomers' Long-Term Care?" sounds the alarm on a potential national long-term care crisis. More important,...

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